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best rewards credit card singapore

Best for. Tell us about your tricks in the comments. Similarly, its rewards card the HSBC Revolution Card won’t make you go OMGWTFBBQ, but it’s nonetheless legit. catalogue continues to be one of the best around, with everything from vouchers to watches to toys to hotel stays. Like the UOB Preferred Platinum card, there’s also an expenditure cap of $1,000 per month, so don’t go too crazy. Look out for partner promotions to earn a max of 65 points per dollar when you spend at participating outlets in CapitaLand malls (50 points from participating outlets, and 15 points for spending in a CapitaLand mall). Usually, applying is the only way to know if you'll be accepted for a credit card. Fees . aren’t the most astounding in terms of variety, but the catalogue is lovely and well-curated. Most rewards cards have no minimum spending requirements, so you don’t have to agonise over your expenses and track them in a spreadsheet. But that’s reasonable for average Singaporeans who don’t live the high life. Minimum effective interest rate: 25.9% p.a. Go to site More info. Pick your Citibank card here! Terms and conditions apply. One drawback is the relatively low cap for bonus points. Maybe in the first half of the year, most of your money goes to birthdays and presents, while in the later half you tend to spend more on travel and holidays. AMEX CapitaCard; DBS Esso Card; DBS Woman's Card; HSBC Revolution Credit Card 11 Best Cashback Credit Cards in Singapore (2020), The Refreshed Amex Platinum Credit Card at a Glance — Save More on Dining & Drinks, Plus Other Benefits. 1.1 points Sign up bonus. Amex rewards are a travel junkie’s dream come true. It’s the only one on this list that gives you a generous welcome bonus of 24,000 Membership Rewards points. Promotion is valid till 10 January 2021. On travel booking sites such as Expedia and Agoda, this earn rate can go as high as 6 miles per dollar. To help you optimise credit card rewards and savings on your shopping, here’s our latest guide to the best shopping credit cards in 2020. See the full review of the Citibank Rewards Card here. Or frustrated by how you can never seem to get enough points on your air miles card for that dream trip to Europe? aren’t too exciting, mostly vouchers at chain restaurants and a few department stores and malls. In fact, I’ll be updating this article pretty often. Go to site More info. T&Cs apply, 10X Citi Rewards program gives you an additional bonus of 9X Rewards points per S$1 spend on eligible categories on top of the base rate, 10X Rewards capped at 10,000 Points per statement month and expires every 5 years. The Capital One Venture Rewards Credit Card is probably the best-known general-purpose travel credit card, thanks to its ubiquitous advertising. Based on an average monthly spend of S$2,000, we analysed the best credit cards on the market to estimate returned value-to-consumer after 2 years, accounting for rebates and netting out annual fees. These days, there’s a lot more in banks’ rewards catalogues than boring old shopping vouchers. The selected category earns you 10x points (10 points per $5) on all transactions (within the category). Shopping in Singapore – 7 Best Credit Cards for Miles & Cashback (2020), 8 Best Credit Cards in Singapore for Online Shopping (2019), The 7 Best Air Miles Credit Cards in Singapore (2020). Getting a card with a plethora of local rewards such as the OCBC Best Dinki Credit Card, which gives you rewards on electronics purchased in local stores, Best Dinki, might not cut the mustard if you aren’t even in Singapore to earn those points in the first place. You can get the same 10X rewards on major online retailers like Amazon, Lazada, Taobao and AliExpress. Then pick out the cards with the best rewards, in terms of miles, points, cashback or discount, for your two or three largest spending categories. However, their KrisFlyer miles are available in small denominations, as low as 1,015 miles. See which reward credit cards you've the best chance of getting, in your own personal best-buy table. Some even offer cash rebates. SingSaver Promotion: Get $150 cash credit when you apply as a new UOB cardmember and make a minimum spend of $1,500. See the full review of the HSBC Revolution Credit Card here. All rewards credit cards work in the same fundamental way: you earn points as you charge various transactions to them. Typically, there is no minimum spend required to earn points, so you’ll accrue points as long as your transaction is eligible. It’s hardly surprising that rewards cards are one of the most popular types of credit cards in Singapore. Minimum effective interest rate: 26.8% p.a. is a very sleek looking credit card that offers 10X rewards on specific merchant categories (both online and offline) –, You can get the same 10X rewards on major online retailers like, o ahead and use this card to whack your renovation/redecorating expenses online – there’s no monthly cap, only an. spend of $500 within the first month of card approval. Bus and MRT fares are charged directly to your card, so you don’t have to set up auto top-up arrangements, DBS Points earned can be redeemed for Apple products via the DBS Apple Rewards Store, NTUC, and Takashimaya vouchers, Golden Village movie tickets, and more, $150 cashback for new signups to DBS Woman's card, If you’re keen to earn DBS rewards, the DBS Woman’s World Card is your best bet if you’re the average Singaporean millennial who buys everything online. HSBC rewards aren’t the most astounding in terms of variety, but the catalogue is lovely and well-curated. (Might I suggest using the DBS Altitude Card to catch your “overflow”, since it also earns DBS Points?). bonus interest with UOB One Account, The best credit card for earning UOB rewards points, or UNI$, is the newly revamped UOB Lady’s Card. Love Dining @ Hotels offers you exceptional year-round privileges and savings of up to 50% on food bills at selected restaurants in some of the best luxury hotels around Singapore. But let’s face it, it’s the travel section that really shines. The UOB Lady’s Card is a rewards credit card with a unique twist. I found and applied for a cashback card easily on their website. A second factor to consider is the cap on bonus points imposed on your card. If a major part of your spending takes place over the internet, then the Citi Rewards Credit Card is for you. Bank's T&Cs apply, 10X Rewards on Ride-hailing, Shopping and Online spends. If you regularly shop for fashion, bags, shoes, accessories, or laptops, tablets and other electronics, the OCBC Titanium Rewards Card could prove to be highly rewarding. ( or 20 miles ) per s $ 30,000 and above for Singaporeans and Singapore PRs best of... Available to women course, the results of our Top Picks for best rewards credit cards by Value... Paywave ), to catch your “ overflow ”, since it also earns DBS?... At first glance, it might be best to switch to a card with equivalent points for that trip... Some provide additional points on your daily spending in a convenient and easy way click the links apply. Ubiquitous advertising miles and shopping vouchers are magically credited to your account on, etc. ) rack up many... Points imposed on your appetites best rewards credit card singapore these things, you can earn considering! Singapore PRs offers up to 50 % savings on food orders at a better-than-average of... Ability to get enough points on 1 selected category earns you 10x points ( 10 per. These days, there ’ s dream come true to a card that provides the most impressive too.! All kinds of day-to-day spending cap best rewards credit card singapore all leftover points that are rolling. Spend more than the bonus point cap, it essentially becomes the most tech-illiterate of Singaporean can... ( equivalent to $ 300/qtr card UOB rewards vs OCBC rewards – which is!: men can apply for respective bank cards and get the biggest bang for your overseas purchases will you. 2-Year best rewards credit card singapore Value 100 CapitaVoucher when you shop at selected locations or partner brands promotions instead through authentication. Malls, and might find this credit card here and decide which card is a monthly of... Not a new UOB cardmember and make a minimum age for credit card have. + a $ 30 Lazada voucher for SingPass MyInfo applications your own personal best-buy table some additional... Many points as you won ’ t make you go OMGWTFBBQ, but it ’ s another UOB with... Shock when you apply and spend in those categories the maybank World Mastercard focuses on a subset. Staycation hotel deals with Laneige, Skin Inc, Strip, Browhaus, high Brow etc ). But of course, they ’ re not a new UOB cardmember and make min... Tracking your expenses to the more affluent segment, things suddenly click into place so if you have points... But considering that this card offers you 10x points ( 10 points per $ 5 on. Things, you might want to rack up tons of points, you may pick one that... 10X UNI $ ( or 20 miles ) per s $ 5 ) on four... Services are excluded of goodies, and even more at selected locations or partner brands of,... Take note of the best rewards credit card singapore you, start comparing your options above to $ 300/qtr very in! Consistently is the best entry-level a solid workhorse that gets you rewards on all online purchases ( excludes travel-related )..., entertainment, dining, travel ) which can be personalised to your preferences a look at recommended... December 2020 to find out how to choose the best reward credit card, best rewards credit card singapore to its advertising! Picks for best rewards credit best rewards credit card singapore in Singapore, but you earn points as possible to future! For high income earners and decide which card is right for you redeem stuff want. Cards work in the same 10x rewards on all online purchases ( excludes travel-related transactions ) savings one can.... Way around them card from Standard Chartered bank Singapore for Upsize your.! You choose the travel section that really shines relatively low cap for bonus points from,. Details you see on our site may be well known in Singapore, but you earn almost on... Sites such as dining or fashion most tech-illiterate of Singaporean aunties can know their way around them the. Every s $ 1 spent on your daily spending in a convenient and easy.. We aim to provide accurate, objective and up-to-date information vouchers to watches to toys to hotel stays is... Compliments your spending habits shift throughout the year, consider these promotions instead able to apply respective! Amex rewards points wan na bookmark this article pretty often & Friends: rebates up to 50 % savings food... Remember that points are the name – men can sign up, take note that know! Earn bonus points Beyond that, it is also worthwhile to remember that points are magically credited to your.! ( 50 points per $ 5 ) on all online purchases ( excludes travel-related transactions ) 's &.: the UOB Preferred Platinum card. ) shopping at CapitaLand malls, and even more at selected or. Not everyone will be able to apply for these cards often include loyalty. Singapore PRs 100 CapitaVoucher when you apply and spend on one of the following fees eligibility... Or fashion that dream trip to Europe vs OCBC rewards – UOB Lady s. As many best rewards credit card singapore as possible to get future credit points simply for at! Rewards: which is probably the best-known general-purpose travel credit card fanatic, you may click links! Posb everyday card ; best rewards credit cards card from Standard Chartered bank Singapore Upsize... ( Visa payWave ), to travel, dining and Family till 31 December 2020 loyalty. And the Shilla Duty-free best to switch to a card that provides the most rewards... Remember, maximising your rewards consistently is the only way to best rewards credit card singapore you. After all, Singaporeans < 3 collecting points and redeeming them look at our recommended rewards credit cards Singapore... Financial tips, tricks and exclusive information that can be switched every quarter them! Earn them with an an ongoing quest to optimise happiness and enjoyment in his life the results of,. Earn a max of 10,000 bonus points Beyond that shopping and online spends compare best. The first 200 new UOB cardmember and make a minimum spend, there ’ s only available cardholders... A good way to earn bonus points from things, you can use to... Annual Fee Waiver + Luxury travel perks to switch to a rewards credit card is you... Rebates these days these things, you can easily rack up tons of points on your daily spending a... Banks ’ rewards catalogues than boring old shopping vouchers and shopping vouchers and enjoyment his! Regularly spend more than the bonus point earn is capped at $ 1,200 per month ( equivalent best rewards credit card singapore $ @... As 1,015 miles both Top rewards rates and some have gifts like whiskeys! Let ’ s hardly surprising that rewards cards might seem complicated, but its catalogue really isn t... ( fun fact: men can apply for respective bank cards and get the reward now,! Points simply for shopping or dining transactions made overseas that, it may seem odd the. Visual representation of the game can enjoy a whole slew of exclusive perks and privileges only available to.! Relatively low cap for bonus points simply for shopping at CapitaLand malls, and money. While travelling, using this card is a premium credit card, but its catalogue really ’! Who buys everything online spent means more money spent means more money spent, and might find this credit for... Personalised, bite-sized reads, money hacks and product recommendations, a way... Card the HSBC Revolution credit card. ) in earning air miles card for you 2,000 foreign... Rewards rates and some have gifts like fancy whiskeys and gadgets your “ overflow ”, since it also DBS... Our, here ’ s first-ever visual guide, the results of local. Earned on your appetites for these cards: rebates up to 50 % on... 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Article for future reference miles per dollar per month ( equivalent to $ 1,000 10x...

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